Cash Flow Planning Is Not Just For Business Cash flow planning is a very useful tool for businesses; however they can be helpful for personal finances as well. Thinking about the future When you’re young you feel invincible; it rarely occurs to you that one day you will no longer be young. You don’t think…
Fintech Is Slowly Taking Over The Financial Industry FinTech companies are starting up across the globe, but what exactly is FinTech? What is FinTech? Financial Technology (or FinTech as it’s starting to become more commonly known as) is a new industry slowly taking over. FinTech is an industry which offers financial services to people while…
Always waiting for pay day? Do you find you are waiting for the payday every month? Are your wages not lasting the whole month? When pay day feels far away When your salary just doesn’t quite stretch until the payday, it can feel like a trap with no way out. This situation is affecting more…
Key money questions to ask yourself when you are blending families. When merging two families into one, there are always plenty of things to consider to ensure that everything goes smoothly. Like a lot of these things, there may be no single ‘right’ answer to the question of how to manage your finances when blending…
Important Things You Should Know About Credit Cards Before You Apply? Searching for a credit card can be an overwhelming and confusing experience. A quick search on various credit card lenders and a comparison website will bring up an endless selection of credit cards all claiming to offer you the best. It’s important that you…
Bank Scams Are Causing Fraud To Increase Banking scams have hit the UKs financial industry; this has caused fraud rates to rise by 26%. The biggest contributor to this was remote fraud which has cost the UK consumer £168 million in 2015. Financial fraud is rising In 2015 £755 million was stolen from financial institutions…
Could The UK Be Faced With yet Another Banking IT Crisis? In 2012, the RBS Group was hit by a banking disaster due to computer system problems. Could similar complex business codes cause further disruptions? The 2012 banking IT failure The RBS Group, which includes the banks NatWest, Ulster Bank, Coutts, and Royal Bank of…
The best times of the day to tackle your to do’s It’s a typical situation. You wrote out a to-do list, set out to tick everything off…and somehow despite your attempts at organization; you didn’t manage to get everything done. Maybe you didn’t even manage any of it. Sometimes it’s because something major came up,…
Start small: how doing something small now can help you down the line Small changes or actions can make a big difference. It’s applicable to several walks of life, and holds true when it comes to your personal finances as well. What seems like a small action now can have big benefits to you down…
Stop lining the banker’s pockets because of your lack of knowledge Making sure that you know what you’re getting into and stay wise to any hidden potholes makes a big difference to your finances. Not knowing what your options really are can lead to you not getting the maximum possible benefit from any investments. Not…
